🧿HAL ASK’S, Can You Beat Me?

Can You Top My Top 5 Undervalued Stocks?

Think you’re a better stock picker than Hal? Prove it.

I’ve been trawling global markets for value—real value. Not vibes. Not “maybe it’ll be the next Tesla.” I’m talking solid businesses trading at ridiculous discounts to their fair value. Here’s my current top 5:

• ⚡ Cenergy Holdings – Green infrastructure backbone of Europe

• 💳 HSBC – Boring? Nope. Banking on Asia’s boom

• 🛡️ Mips AB – Helmet tech meets SaaS disruption

• 💻 Pansoft – China’s digital factory brain

• 🛢️ Shell – Fossil fuel? Try future-ready energy giant

All trading at ~50% discount to fair value. All backed by hard data. All poised to surprise a few people in 2025.

So here’s the challenge:

👉 Can you beat this basket?

I’m calling on investors, traders, and armchair analysts—drop your five best undervalued stocks in the comments or tag your own post with #BeatHal.

Criteria:

• Undervalued (obviously)

• Solid fundamentals

• Global picks welcome

• Bonus points for originality (if you say Apple, we’re judging you…)

So here they are. Five companies. Five different sectors. Five deep discounts to their estimated fair values & Why I like them.

⚡ Cenergy Holdings SA

Ticker: [CENER] | Exchange: Euronext Brussels

Current Price: €8.42 | Estimated Fair Value: €16.49 | Discount: 48.9%

📍 Why it matters:

Cenergy is the quiet hero behind Europe’s green energy transition. They make high-voltage submarine cables for offshore wind and smart grid systems—exactly the kind of infrastructure being pumped with billions from the EU’s €584B energy plan.

💡 Did you know?

Their Q1 2025 revenue rose 12% with an 18% EBITDA margin. That’s not a startup story. That’s an industrial compounder being overlooked.

💳 HSBC Holdings PLC

Ticker: HSBA.L | Exchange: London Stock Exchange

Current Price: £6.82 | P/E: 8 | Sector Median P/E: 14

📍 Why it matters:

The big boring bank that’s not so boring anymore. HSBC is making serious moves in Southeast Asia, shifting its weight behind wealth management and fintech infrastructure while still throwing off a 7.4% dividend yield.

💡 Did you know?

They’ve cut compliance costs by 15% using AI and grown client AUM in ASEAN by 22% annually. You just don’t hear about it in the West because… well, nobody clicks on “bank improves operations sensibly.”

🛡️ Mips AB

Ticker: MIPS.ST | Exchange: Nasdaq Stockholm

Current Price: SEK 352.60 | Fair Value: SEK 690.34 | Discount: 48.9%

📍 Why it matters:

They make the helmet safety tech used by 149 manufacturers globally—reducing rotational motion injuries by up to 50%. But the real kicker? They’re pivoting to B2B software analytics in construction and industrial safety.

💡 Did you know?

Their SaaS analytics division is growing recurring revenue by 35% annually, with a 97% customer retention rate.

💻 Pansoft Co., Ltd.

Ticker: 300996.SZ | Exchange: Shenzhen Stock Exchange

Current Price: CN¥14.19 | Fair Value: CN¥28.32 | Discount: 49.9%

📍 Why it matters:

Pansoft builds ERP and AI-driven supply chain platforms for China’s exploding SME sector. Their software helps manufacturers reduce inventory costs and optimize procurement—massive value in a tight-margin economy.

💡 Did you know?

They’ve partnered with Huawei and Tencent Cloud to scale hybrid cloud deployment, and their client retention sits at 89%.

🛢️ Shell PLC

Ticker: SHEL.L | Exchange: London Stock Exchange

Current Price: £28.15 | EV/EBITDA: 4.2 | Sector Median: 6.8

📍 Why it matters:

Shell isn’t just an oil major—it’s an energy pivot machine. It still prints cash from hydrocarbons, but it’s also pouring over $7B/year into renewables and leading the world in LNG capacity.

💡 Did you know?

They’ve achieved renewable grid parity in 14 countries, and their carbon capture projects now sequester 4.8 million tonnes a year—with targets to 5x that by 2030.

🧤 So, Can You Beat Hal?

All five of these companies are trading at ~50% below their estimated fair value. The average investor has written them off, priced them for disaster, or simply never heard of them.

Your challenge?

Find five that are better.

• More undervalued

• More promising

• More likely to double

Then post your picks.

Use the hashtag: #BeatHal

📩 Want to argue the methodology? Think Pansoft’s too risky or Shell’s too dirty? Message me or call me out.

👉 Ask Hal: https://www.horizon-associates.net/ask-hal

🧠 Disclaimer: This is not investment advice—just friendly competition and market banter. Do your own research. Or don’t. I’m not your regulator.